Specialist personal accident insurance for people working within their country of residence from 3 days up to 52 weeks. Available globally including all high risk locations and conflict zones.
Buy online for immediate cover.
The policy cover:
Section 1
- Accidental death
Section 2
- Permanent disability by an accident
Sum insured: $100,000 to $500,000
Premium: Based on where cover is required and term of policy
Policy term: From three days to 52 weeks
If you don't find the answer you're looking for below, feel free to get in touch.
Yes. You can purchase a policy for any period of time from one week up to 52 weeks.
The cover is for 24 hours in the policy day, when you are working and at rest, in two sections:
Section One: Accidental death and disablement
Section Two: Sickness and accident medical expenses including emergency recovery from the point of the incident to an appropriate care facility, plus repatriation home when required.
Sum insured: $ 100,000 to $1 Million per section
Premium: Based on zone and number of weeks
Deductible: Section two, $ 250 each and every claim
This policy is designed for journalists and any member of the media heading out on an assignment with reduced cover in their own country. A policy can be bought by an individual or by a media organisation who wants to insure an individual they have engaged in some way.
Yes, of course. They are available through this link
Percentage figures represent the percentage of the accidental death sum insured that is payable for different types of disablement:
1. Accidental Death – 100%
2. Total and irrecoverable loss of sight of both eyes – 100%
3. Total and irrecoverable loss of sight of one eye – 50%
4. Loss of two limbs – 50%
5. Loss of one limb – 50%
6. Permanent Total Disablement (other than total and irrecoverable loss of sight of one or both eyes or loss of limb(s) from accident or illness) – 100%
If an insured person has a successful disablement claim and receives 50% of the sum insured, then as a direct result of the same incident they die within 12 months of that incident, then the balance of the claim is payable. No claim in section one can be more than the accidental death sum insured. We include cover in conflict / war zones, including travelling in a military vehicle as a passenger without additional premium.
Yes, providing you were insured before you headed out on your assignment and want to extend your cover
Insurance developed specifically for people and organisations in high risk regions and conflict zones.
We've worked with Goverrnments, NGO's, journalists, media professionals and industry organisations across the globe to ensure they, and the overseas workers to whom they have a duty of care, get the comprehensive and reliable insurance cover they need — so they can focus on their crucial work.
Working with ACOS Alliance, PayDesk, the IPI and many other media organisations we are a global provider of insurance for journalists and media professionals.
If you are a member of the media who needs a more comprehensive policy when you head out on assignment abroad? We can help.