Specialist personal accident insurance for people working within their country of residence from 3 days up to 52 weeks. Available globally including all high risk locations and conflict zones.
Buy online for immediate cover.
The policy cover:
Section 1
- Accidental death
Section 2
- Permanent disability by an accident
Sum insured: $100,000 to $500,000
Premium: Based on where cover is required and term of policy
Policy term: From three days to 52 weeks
If you don't find the answer you're looking for below, feel free to get in touch.
This policy is for any individual travelling outside their country of residence for work, research, assignments, or humanitarian missions—especially where risk, remoteness, or limited medical infrastructure are factors.
It’s ideal for:
– Freelancers and consultants
– Independent humanitarian workers
– Researchers and academics
– Contractors and field-based professionals
– Volunteers and support staff
If you’re heading abroad and need flexible, short-term cover that includes medical emergencies, accidents, evacuation, and repatriation, this policy is built to give you peace of mind wherever you’re working.
The amount received for a sucessful disabvlement claim is detailed in this document
This policy is designed for individuals working overseas, especially in higher-risk or remote locations.
It includes:
Section One: Accidental Death and Permanent Disability
– A lump sum payout due to accidental death or are permanently disabled due to an accident while covered.
Section Two: Sickness and Accident Medical Expenses
– Covers treatment if you fall ill or are injured whilst outside your country of residence
– Includes evacuation from the incident site to an appropriate care facility
– Repatriation home if medically necessary
Follow-You-Home Cover
– Continued treatment for up to 3 months after returning home, if part of a valid claim
Sum Insured: Up to US $100,000 up to $1 MILLION
Premium: From US $29.70 per week + a US $10 policy fee
Deductible: US $250 per claim (medical expenses only)
This policy is purchased online with a minimum term of 3 days and a maximum of 52 weeks
Yes, of course. They are available through this link
No. You are covered for sickness and repatriation from all the countries in your chosen zone except your home country.
The decision to repatriate you is decided by the doctor treating you in discussion with our insurer's emergency claims partner Northcott Global Solutions Ltd (NGS)
Yes, providing you were insured before you headed out on your assignment and want to extend your cover
Our insurance is built for people and organisations operating in high-risk regions, remote environments, and conflict-affected areas.
We’ve supported a wide range of clients—from government contractors and multinational firms to field teams, consultants, and membership organisations—ensuring they and their overseas personnel get the reliable protection they need.
With flexible policies and global support, we help our clients meet their duty of care—so their teams can focus on the work that matters.
Working with ACOS Alliance, PayDesk, the IPI and many other media organisations we are a global provider of insurance for journalists and media professionals.
If you are a member of the media who needs a more comprehensive policy when you head out on assignment abroad? We can help.