What Is Personal Accident Insurance and Who Needs It?
If you travel or work internationally—especially in places where healthcare systems are stretched, remote, or simply unfamiliar—you’ve probably wondered what kind of insurance you really need. Traditional travel insurance? Health insurance? Something else?That “something else” is often personal accident insurance.But what exactly is it—and is it something you should have?In this article, we break down what personal accident insurance is, how it works, what it covers (and what it doesn’t), and who it’s for. Whether you’re a contractor, consultant, field worker, or employer with people on the move, this is essential knowledge.
